5% cashback on online spends
1% cashback on offline spends
Cashback auto-credited to your statement
Annual fee waived on ₹2 lakh yearly spend
Online cashback is capped at ₹5,000 per statement. Fuel, rent and wallet loads are excluded.
Approximate value back on every ₹100 you spend.
The Cashback SBI Card is worth it if you spend a lot on online shopping (5%) and travel & flights (5%). The ₹999 annual fee is waived when you spend ₹2,00,000 a year (about ₹16,667 a month), so it's worth it if you'll hit that. It's less suitable if online cashback is capped at ₹5,000 per statement.
Featured in: Best Credit Cards in India · Best Cashback Credit Cards in India · Best Credit Cards for Online Shopping
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21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹999 and the annual fee is ₹999 (plus GST). The annual fee is waived if you spend ₹2,00,000 or more in a year.
No. The Cashback SBI Card runs on Visa, and only RuPay credit cards can be linked to UPI.
No, the Cashback SBI Card doesn't include complimentary lounge access.
It's best for online shopping. Flat 5% cashback on online spends on almost any website.
ICICI Bank
HDFC Bank
Axis Bank