SBI Card
SBI SimplyCLICK Credit Card
•••• 6955Visa / Mastercard
Visa / Mastercard

SBI SimplyCLICK Credit Card

by SBI Card · Updated October 2026

Low-fee online shopping card with 10X points on Amazon, Cleartrip, BookMyShow and more.

Best for Online shopping on a budget · 10X online partners
Apply now

You'll apply on the official SBI Card page. We never ask for your details.

Joining fee₹499
Annual fee₹499
Fee waiver₹1,00,000 spend
Lounge accessNone
UPINo

Key benefits

01

10X reward points on partner brands (Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds)

02

5X points on other online spends

03

₹2,000 vouchers at ₹1 lakh and ₹2 lakh online spend

04

₹500 Amazon voucher on joining

Rewards by spend category

Approximate value back on every ₹100 you spend.

Travel & flights2.5%
Online shopping2%
Food delivery & dining1.25%
Bills & recharges1.25%
Groceries0.25%
Everything else0.25%
Fuel–
UPI scan & pay–

Pros

  • Only ₹499 fee, waived at ₹1 lakh
  • Great for online shoppers
  • Milestone vouchers add value

Cons

  • Points are worth only ₹0.25 each
  • Low rewards offline
  • No lounge access

Is the SBI SimplyCLICK Credit Card worth it?

The SBI SimplyCLICK Credit Card is worth it if you spend a lot on travel & flights (2.5%) and online shopping (2%). The ₹499 annual fee is waived when you spend ₹1,00,000 a year (about ₹8,333 a month), so it's worth it if you'll hit that. It's less suitable if points are worth only ₹0.25 each.

Featured in: Best Credit Cards for Online Shopping · Best Credit Cards for Amazon Shopping

Compare: SBI SimplyCLICK vs Amazon Pay ICICI

Eligibility & documents

Age

21–60 years (salaried), up to 65 (self-employed)

Income

Regular income; the bank sets the minimum

Credit score

750+ gives the best approval chances

Documents

PAN, Aadhaar, and recent salary slips or ITR

How to apply

  1. Tap "Apply now"You'll be taken to the official SBI Card application page.
  2. Fill in your detailsPAN, income and address. Most applications take under 10 minutes.
  3. Complete KYCVideo KYC or Aadhaar e-KYC, depending on the issuer.
  4. Get your cardApproval usually takes 2–7 working days, and some cards are issued instantly.
Apply now

FAQs about SBI SimplyCLICK Credit Card

What is the annual fee of the SBI SimplyCLICK Credit Card?

The joining fee is ₹499 and the annual fee is ₹499 (plus GST). The annual fee is waived if you spend ₹1,00,000 or more in a year.

Can I use the SBI SimplyCLICK Credit Card on UPI?

No. The SBI SimplyCLICK Credit Card runs on Visa / Mastercard, and only RuPay credit cards can be linked to UPI.

Does the SBI SimplyCLICK Credit Card give airport lounge access?

No, the SBI SimplyCLICK Credit Card doesn't include complimentary lounge access.

Who should get the SBI SimplyCLICK Credit Card?

It's best for online shopping on a budget. Low-fee online shopping card with 10X points on Amazon, Cleartrip, BookMyShow and more.

Alternatives

Similar cards

SBI SimplyCLICK Credit Card₹499/yr · 10X online partners
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