10% cashback on Swiggy, Instamart, Dineout, Genie
5% cashback on other online spends
5% on Cleartrip travel bookings
1% cashback on everything else
Swiggy orders need to be ₹249+ to earn 10%. Each category is capped at ₹1,500 per cycle.
Approximate value back on every ₹100 you spend.
The Swiggy HDFC Bank Credit Card is worth it if you spend a lot on groceries (10%) and food delivery & dining (10%). The ₹500 annual fee is waived when you spend ₹2,00,000 a year (about ₹16,667 a month), so it's worth it if you'll hit that. It's less suitable if swiggy orders must be ₹249+ to earn 10%.
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21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹500 and the annual fee is ₹500 (plus GST). The annual fee is waived if you spend ₹2,00,000 or more in a year.
No. The Swiggy HDFC Bank Credit Card runs on Mastercard, and only RuPay credit cards can be linked to UPI.
No, the Swiggy HDFC Bank Credit Card doesn't include complimentary lounge access.
It's best for food delivery & instamart. 10% cashback on Swiggy food, Instamart & Dineout.
Axis Bank
ICICI Bank
HDFC Bank