If you shop on Amazon every month, the right card can give you 5% back on everything: groceries on Amazon Fresh, electronics in sales, and everyday orders.
These are the best credit cards for Amazon shopping, ranked by how much they return on Amazon spends.
ICICI Bank · Visa
Why we picked it: 5% back on Amazon for Prime members (3% otherwise), lifetime free, with rewards as Amazon Pay balance.
Why we picked it: 5% cashback on all online spends, Amazon included, with cashback straight to your statement.
Since April 2026 the monthly cashback cap is lower (reported as about ₹2,000 on 5% online spends; check the latest terms). Fuel, rent and wallet loads are excluded.
American Express · Amex
Why we picked it: 5X Membership Rewards points on Amazon, as an entry-level Amex.
10X points are capped at 500 a month across all 10X merchants. No points on fuel or utilities.
HDFC Bank · Mastercard
Why we picked it: 5% cashback on most online spends, so Amazon orders earn well too.
Swiggy orders need to be ₹249+ to earn 10%. Each category is capped at ₹1,500 per cycle.
HDFC Bank · Visa / Mastercard
Why we picked it: 5% cashback on Amazon as one of its partner brands (monthly cap).
5% cashback is capped monthly (reported around ₹1,000) and credited as CashPoints you redeem against your statement.
SBI Card · Visa / Mastercard
Why we picked it: 10X reward points on Amazon for a ₹499 fee.
| Card | Best for | Annual fee | Headline benefit | Lounge |
|---|---|---|---|---|
| Amazon Pay ICICI Credit Card | Amazon shoppers | Free | 5% on Amazon | None |
| Cashback SBI Card | Online shopping | ₹999 | 5% online cashback | None |
| Amex SmartEarn™ Credit Card | Entry-level Amex | ₹495 | 10X on Flipkart & Uber | None |
| Swiggy HDFC Bank Credit Card | Food delivery & Instamart | ₹500 | 10% on Swiggy | None |
| HDFC Millennia Credit Card | Online brands cashback | ₹1,000 | 5% on 10 brands | Domestic (spend-based) |
| SBI SimplyCLICK Credit Card | Online shopping on a budget | ₹499 | 10X online partners | None |
Still unsure? Use the card finder to see which card earns the most on your own spends.
Amazon Pay ICICI is the best for Amazon Prime members: 5% back on Amazon and lifetime free. Non-Prime members get 3%.
Yes, there is no joining fee and no annual fee.