Free tool

Card combo builder

Most people earn more with 2–3 cards used smartly than with one. Enter your monthly spends and we'll find the combination that earns the most after fees, and tell you which card to use where.

Online shopping₹5,000 Groceries₹4,000 Food delivery & dining₹3,000 Fuel₹3,000 UPI scan & pay₹5,000 Bills & recharges₹2,000 Travel & flights₹0 Everything else₹3,000

Only lifetime-free cards

Estimates use typical reward rates and ignore monthly caps. Check each card's terms before applying.

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