Why we picked it: 10% on Swiggy food, Instamart, Dineout and Genie.
- 10% cashback on Swiggy, Instamart, Dineout, Genie
- 5% cashback on other online spends
- 5% on Cleartrip travel bookings
- 1% cashback on everything else
Swiggy orders need to be ₹249+ to earn 10%. Each category is capped at ₹1,500 per cycle.
Why we picked it: 10% on Zomato, Swiggy and BigBasket via Airtel Thanks.
- 25% cashback on Airtel mobile, broadband, DTH
- 10% on utility bills via Airtel Thanks
- 10% on Zomato, Swiggy, BigBasket
- 1% cashback on other spends
Each cashback category has a monthly cap.
Why we picked it: 4% on Swiggy, with 1% on everything else.
- 7.5% cashback on Myntra
- 5% cashback on Flipkart & Cleartrip
- 4% on Swiggy, PVR, Uber, cult.fit
- 1% unlimited cashback on other spends
Why we picked it: 6.25% on dining, groceries and departmental stores.
- 7.25% value-back on BPCL fuel
- 6.25% on dining, movies, groceries & departmental stores
- Domestic lounge visits
- Welcome gift of 6,000 reward points
Why we picked it: 5% NeuCoins on BigBasket via Tata Neu.
- 5% NeuCoins on BigBasket, Croma, Tata CLiQ, 1mg, Westside
- 1.5% NeuCoins on UPI via Tata Neu UPI ID (RuPay)
- 1.5% NeuCoins on all other spends
- Domestic + international lounge access
UPI through other apps earns only 0.5%, and UPI rewards are capped at 500 NeuCoins a month. NeuCoins can only be used within Tata brands.