7.25% value-back on BPCL fuel
6.25% on dining, movies, groceries & departmental stores
Domestic lounge visits
Welcome gift of 6,000 reward points
Approximate value back on every ₹100 you spend.
The BPCL SBI Card OCTANE is worth it if you spend a lot on fuel (7.25%) and groceries (6.25%). The ₹1,499 annual fee is waived when you spend ₹2,00,000 a year (about ₹16,667 a month), so it's worth it if you'll hit that. It's less suitable if fuel benefit only at BPCL.
Featured in: Best Credit Cards in India · Best Fuel Credit Cards in India · Best Credit Cards for Food Delivery & Groceries
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹1,499 and the annual fee is ₹1,499 (plus GST). The annual fee is waived if you spend ₹2,00,000 or more in a year.
No. The BPCL SBI Card OCTANE runs on Visa, and only RuPay credit cards can be linked to UPI.
Yes: Domestic. Lounge rules can change, so check current terms with the issuer.
It's best for heavy fuel users. 7.25% value-back on fuel at BPCL pumps.
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