Why we picked it: 0% forex markup and lifetime free, which makes it the best card to carry abroad.
0% forex markup on international spends 20% Scapia Coins (~4%) on travel booked in the Scapia app 10% Scapia Coins (~2%) on other spends Unlimited domestic lounge access
Why we picked it: Unlimited international lounges and hotel status for frequent international travellers.
Unlimited international & domestic lounge access Marriott Bonvoy Gold & Taj Epicure memberships Hotel and luxury partner benefits No preset spending limit
Why we picked it: International lounge access and travel privileges at a lower fee than the Platinum Card.
Domestic & international airport lounge access Complimentary golf games Taj, Marriott & fine-dining benefits 1 MR point per ₹50 spent
Why we picked it: International lounge access plus rewards on Air India and Taj bookings via Tata Neu.
5% NeuCoins on BigBasket, Croma, Tata CLiQ, 1mg, Westside 1.5% NeuCoins on UPI via Tata Neu UPI ID (RuPay) 1.5% NeuCoins on all other spends Domestic + international lounge access
Why we picked it: 0% forex markup and lifetime free, a great backup card abroad.
Approval against a fixed deposit, with no income proof needed 0% forex markup 4X reward points on spends FD keeps earning interest
Why we picked it: Low 1% forex markup with no annual fee.
5X reward points on your top 2 spend categories every month Low 1% forex markup Full control in the OneCard app Fuel surcharge waiver
Why we picked it: Lifetime free with a 1.5% forex markup and international lounges.
Up to 10X non-expiring reward points Domestic and international lounge access (spend-based) Low 1.5% forex markup Golf and concierge benefits