25% cashback on Airtel mobile, broadband, DTH
10% on utility bills via Airtel Thanks
10% on Zomato, Swiggy, BigBasket
1% cashback on other spends
Each cashback category has a monthly cap.
Approximate value back on every ₹100 you spend.
The Airtel Axis Bank Credit Card is worth it if you spend a lot on groceries (10%) and food delivery & dining (10%). The ₹500 annual fee is waived when you spend ₹2,00,000 a year (about ₹16,667 a month), so it's worth it if you'll hit that. It's less suitable if each category has a monthly cap.
Featured in: Best Cashback Credit Cards in India · Best Credit Cards for Food Delivery & Groceries
Compare: Swiggy HDFC vs Airtel Axis
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹500 and the annual fee is ₹500 (plus GST). The annual fee is waived if you spend ₹2,00,000 or more in a year.
No. The Airtel Axis Bank Credit Card runs on Mastercard, and only RuPay credit cards can be linked to UPI.
Yes: Domestic (spend-based). Lounge rules can change, so check current terms with the issuer.
It's best for bills & utilities. 25% cashback on Airtel bills and 10% on utilities.
Axis Bank
HDFC Bank
SBI Card