Axis Bank
Axis Bank Magnus Credit Card
•••• 5367Visa
Visa

Axis Bank Magnus Credit Card

by Axis Bank · Updated October 2026

Axis's premium card with unlimited international lounges and accelerated points on Travel EDGE.

Best for Premium travel rewards · Unlimited intl lounges
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You'll apply on the official Axis Bank page. We never ask for your details.

Joining fee₹12,500
Annual fee₹12,500
Fee waiver₹25,00,000 spend
Lounge accessUnlimited international + domestic
UPINo

Key benefits

01

EDGE Reward points on every spend, accelerated on Travel EDGE

02

Unlimited international lounge access

03

Travel concierge and insurance

04

Fee waived on ₹25 lakh yearly spend

Good to know

Magnus has been devalued repeatedly. Its transfer partners changed in April and September 2026.

Recent changes

DevaluationHigh impactAxis Bank

Axis EDGE Miles: airline transfer partners regrouped

Air India, Flying Blue and Qantas were moved to a partner group with a much lower annual transfer cap, reducing how many miles you can move to them each year.

DevaluationHigh impactAxis Bank

Axis EDGE: Marriott Bonvoy, Accor and Qatar removed as transfer partners

Several popular transfer partners were removed, and new partners were added at a weaker 2:1 ratio (reported).

See all credit card changes →

Rewards by spend category

Approximate value back on every ₹100 you spend.

Travel & flights3%
Online shopping2%
Groceries2%
Food delivery & dining2%
Everything else2%
Fuel–
UPI scan & pay–
Bills & recharges–

Pros

  • Unlimited international lounges
  • Good for big spenders
  • Travel EDGE accelerations

Cons

  • Benefits watered down several times
  • ₹12,500 fee unless you spend ₹25 lakh
  • Transfer partner changes in 2026

Is the Axis Bank Magnus Credit Card worth it?

The Axis Bank Magnus Credit Card is worth it if you spend a lot on travel & flights (3%) and online shopping (2%). The ₹12,500 annual fee is waived when you spend ₹25,00,000 a year (about ₹2,08,333 a month), so it's worth it if you'll hit that. It's less suitable if benefits watered down several times.

Featured in: Best Premium & Super-Premium Credit Cards in India

Eligibility & documents

Age

21–60 years (salaried), up to 65 (self-employed)

Income

Regular income; the bank sets the minimum

Credit score

750+ gives the best approval chances

Documents

PAN, Aadhaar, and recent salary slips or ITR

How to apply

  1. Tap "Apply now"You'll be taken to the official Axis Bank application page.
  2. Fill in your detailsPAN, income and address. Most applications take under 10 minutes.
  3. Complete KYCVideo KYC or Aadhaar e-KYC, depending on the issuer.
  4. Get your cardApproval usually takes 2–7 working days, and some cards are issued instantly.
Apply now

FAQs about Axis Bank Magnus Credit Card

What is the annual fee of the Axis Bank Magnus Credit Card?

The joining fee is ₹12,500 and the annual fee is ₹12,500 (plus GST). The annual fee is waived if you spend ₹25,00,000 or more in a year.

Can I use the Axis Bank Magnus Credit Card on UPI?

No. The Axis Bank Magnus Credit Card runs on Visa, and only RuPay credit cards can be linked to UPI.

Does the Axis Bank Magnus Credit Card give airport lounge access?

Yes: Unlimited international + domestic. Lounge rules can change, so check current terms with the issuer.

Who should get the Axis Bank Magnus Credit Card?

It's best for premium travel rewards. Axis's premium card with unlimited international lounges and accelerated points on Travel EDGE.

Alternatives

Similar cards

Axis Bank Magnus Credit Card₹12,500/yr · Unlimited intl lounges
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