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Axis Bank
Axis Bank Atlas Credit Card
•••• 4970Visa
Visa

Axis Bank Atlas Credit Card

by Axis Bank · Updated October 2026

Travel card earning EDGE Miles you can transfer to airline and hotel partners.

Best for Air miles · 5 EDGE Miles per ₹100 on travel
Apply now

You'll apply on the official Axis Bank page. We never ask for your details.

Joining fee₹5,000
Annual fee₹5,000
Fee waiverNone
Lounge accessDomestic + international (by tier)
UPINo

Key benefits

01

5 EDGE Miles per ₹100 on travel (up to ₹2 lakh/month)

02

2 EDGE Miles per ₹100 on other spends

03

Tier milestones with bonus miles

04

Domestic & international lounges by tier

Good to know

In 2026 several transfer partners were removed or moved to weaker ratios/lower caps, and new applications have reportedly been paused at times. Check before applying.

Recent changes

DevaluationHigh impactAxis Bank

Axis EDGE Miles: airline transfer partners regrouped

Air India, Flying Blue and Qantas were moved to a partner group with a much lower annual transfer cap, reducing how many miles you can move to them each year.

Axis Bank Atlas Credit CardAxis Bank Magnus Credit Card
DevaluationHigh impactAxis Bank

Axis EDGE: Marriott Bonvoy, Accor and Qatar removed as transfer partners

Several popular transfer partners were removed, and new partners were added at a weaker 2:1 ratio (reported).

Axis Bank Atlas Credit CardAxis Bank Magnus Credit Card

See all credit card changes →

Rewards by spend category

Approximate value back on every ₹100 you spend.

Travel & flights5%
Online shopping2%
Groceries2%
Food delivery & dining2%
Everything else2%
Fuel–
UPI scan & pay–
Bills & recharges–

Pros

  • High earn rate on travel
  • Transfer to airline & hotel partners
  • 2,500 EDGE Miles welcome benefit

Cons

  • Transfer partners and ratios cut in 2026
  • No fee waiver
  • Excluded categories like fuel and utilities

Is the Axis Bank Atlas Credit Card worth it?

The Axis Bank Atlas Credit Card is worth it if you spend a lot on travel & flights (5%) and online shopping (2%). There's no spend-based fee waiver, so make sure the benefits you'll actually use are worth more than the ₹5,000 annual fee. It's less suitable if transfer partners and ratios cut in 2026.

Featured in: Best Travel Credit Cards in India · Best Reward Points Credit Cards in India

Compare: Axis Bank Atlas vs HSBC TravelOne

Eligibility & documents

Age

21–60 years (salaried), up to 65 (self-employed)

Income

Regular income; the bank sets the minimum

Credit score

750+ gives the best approval chances

Documents

PAN, Aadhaar, and recent salary slips or ITR

How to apply

  1. Tap "Apply now"You'll be taken to the official Axis Bank application page.
  2. Fill in your detailsPAN, income and address. Most applications take under 10 minutes.
  3. Complete KYCVideo KYC or Aadhaar e-KYC, depending on the issuer.
  4. Get your cardApproval usually takes 2–7 working days, and some cards are issued instantly.
Apply now

FAQs about Axis Bank Atlas Credit Card

What is the annual fee of the Axis Bank Atlas Credit Card?

The joining fee is ₹5,000 and the annual fee is ₹5,000 (plus GST).

Can I use the Axis Bank Atlas Credit Card on UPI?

No. The Axis Bank Atlas Credit Card runs on Visa, and only RuPay credit cards can be linked to UPI.

Does the Axis Bank Atlas Credit Card give airport lounge access?

Yes: Domestic + international (by tier). Lounge rules can change, so check current terms with the issuer.

Who should get the Axis Bank Atlas Credit Card?

It's best for air miles. Travel card earning EDGE Miles you can transfer to airline and hotel partners.

Alternatives

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Axis Bank Atlas Credit Card₹5,000/yr · 5 EDGE Miles per ₹100 on travel
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