by American Express · Updated October 2026
Hit spend milestones to unlock bonus points and Taj vouchers.
You'll apply on the official American Express page. We never ask for your details.
10,000 bonus MR points on ₹4 lakh yearly spend
₹20,000 Taj Experiences voucher on ₹7 lakh yearly spend
Up to 8 domestic lounge visits a year
Redeem points via Travel Collection
From Oct 2026, lounge visits need ₹1 lakh of spend in the previous quarter. Milestones were revised in Sep 2026.
Approximate value back on every ₹100 you spend.
The Amex Platinum Travel Credit Card is worth it if you spend a lot on online shopping (2.5%) and groceries (2.5%). There's no spend-based fee waiver, so make sure the benefits you'll actually use are worth more than the ₹5,000 annual fee. It's less suitable if milestones were cut in Sep 2026.
Featured in: Best Travel Credit Cards in India · Best Premium & American Express Credit Cards in India
Compare: Scapia vs Amex Platinum Travel
21–60 years (salaried), up to 65 (self-employed)
~₹6 lakh/year (approx.)
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹3,500 and the annual fee is ₹5,000 (plus GST).
No. The Amex Platinum Travel Credit Card runs on Amex, and only RuPay credit cards can be linked to UPI.
Yes: 8 domestic / year (spend-based). Lounge rules can change, so check current terms with the issuer.
It's best for travel milestones. Hit spend milestones to unlock bonus points and Taj vouchers.
Approximately ~₹6 lakh/year, though the issuer makes the final decision based on your credit profile.
American Express
American Express
American Express