The Amex Platinum Card®

by American Express · Updated October 2026

Amex's flagship metal card for luxury travel and hotel status.

Best for Ultra-premium travel · Unlimited lounges

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You'll apply on the official American Express page. We never ask for your details.

Joining fee₹66,000

Annual fee₹66,000

Fee waiverNone

Lounge accessUnlimited worldwide

UPINo

Key benefits

Unlimited international & domestic lounge access

Marriott Bonvoy Gold & Taj Epicure memberships

Hotel and luxury partner benefits

No preset spending limit

Good to know

This is a charge card with a ₹66,000 + GST annual fee, so it suits very high spenders and frequent travellers.

Rewards by spend category

Approximate value back on every ₹100 you spend.

Online shopping1.5%

Groceries1.5%

Food delivery & dining1.5%

Travel & flights1.5%

Everything else1.5%

Fuel–

UPI scan & pay–

Bills & recharges–

Pros

Unlimited lounges worldwide
Hotel elite status
Metal card with concierge

Cons

₹66,000 + GST annual fee
Only worth it for very frequent travellers
Charge card, so the bill must be paid in full

Is the The Amex Platinum Card® worth it?

The The Amex Platinum Card® is worth it if you spend a lot on online shopping (1.5%) and groceries (1.5%). There's no spend-based fee waiver, so make sure the benefits you'll actually use are worth more than the ₹66,000 annual fee. It's less suitable if ₹66,000 + GST annual fee.

Featured in: Best Travel Credit Cards in India · Best Premium & American Express Credit Cards in India

Compare: Amex Platinum Reserve vs Amex Platinum Card

Eligibility & documents

Age

21–60 years (salaried), up to 65 (self-employed)

Income

Very high (often ₹25 lakh+/year) (approx.)

Credit score

750+ gives the best approval chances

Documents

PAN, Aadhaar, and recent salary slips or ITR

How to apply

Tap "Apply now"You'll be taken to the official American Express application page.
Fill in your detailsPAN, income and address. Most applications take under 10 minutes.
Complete KYCVideo KYC or Aadhaar e-KYC, depending on the issuer.
Get your cardApproval usually takes 2–7 working days, and some cards are issued instantly.

Apply now