10 reward points per ₹100 on dining, groceries, departmental stores & movies
2 points per ₹100 on other spends
8 domestic + 4 international lounge visits a year
Welcome e-vouchers worth ₹3,000
Approximate value back on every ₹100 you spend.
The SBI Card PRIME is worth it if you spend a lot on groceries (2.5%) and food delivery & dining (2.5%). The ₹2,999 annual fee is waived when you spend ₹3,00,000 a year (about ₹25,000 a month), so it's worth it if you'll hit that. It's less suitable if ₹2,999 annual fee.
Featured in: Best Credit Cards with Airport Lounge Access
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹2,999 and the annual fee is ₹2,999 (plus GST). The annual fee is waived if you spend ₹3,00,000 or more in a year.
No. The SBI Card PRIME runs on Visa / Mastercard, and only RuPay credit cards can be linked to UPI.
Yes: 8 domestic + 4 international / year. Lounge rules can change, so check current terms with the issuer.
It's best for dining, groceries & lounges. Mid-premium SBI card with 10X points on dining, groceries and movies plus lounge access.
HDFC Bank
American Express
American Express