Amazon Pay ICICI vs Flipkart Axis
Amazon Pay ICICI is better for groceries, bills & recharges, while Flipkart Axis wins on food delivery & dining, travel & flights. Amazon Pay ICICI is cheaper to keep (lifetime free).
ICICI Bank
Amazon Pay ICICI Credit Card
•••• 7352Visa
Axis Bank
Flipkart Axis Bank Credit Card
•••• 6161Mastercard
| Amazon Pay ICICI Credit Card | Flipkart Axis Bank Credit Card | |
|---|---|---|
| Issuer | ICICI Bank | Axis Bank |
| Network | Visa | Mastercard |
| Best for | Amazon shoppers | Flipkart & Myntra |
| Headline benefit | 5% on Amazon | 7.5% on Myntra |
| Joining fee | Free | ₹500 |
| Annual fee | Free | ₹500 |
| Fee waiver | Not needed | ₹3,50,000 spend |
| Works on UPI | No | No |
| Lounge access | None | None |
| Online shopping rewards | 4% | 4% |
| Groceries rewards | 2% | 1% |
| Food delivery & dining rewards | 2% | 4% |
| Fuel rewards | – | – |
| UPI scan & pay rewards | – | – |
| Bills & recharges rewards | 2% | – |
| Travel & flights rewards | 2% | 4% |
| Everything else rewards | 1% | 1% |
| Apply now | Apply now |
Choose Amazon Pay ICICI if…
- Lifetime free, so no fee to recover
- Rewards credited as Amazon Pay balance
- Great first card that's easy to get
Watch out for
- Best value only for Amazon Prime members
- Rewards usable only on Amazon
- No lounge access
Choose Flipkart Axis if…
- Top rewards on Flipkart and Myntra
- 4% on popular apps like Swiggy and Uber
- Cashback credited directly
Watch out for
- Fee waiver needs a high ₹3.5 lakh spend
- No lounge access
- Utilities and fuel excluded
Verdict
Amazon Pay ICICI is better for groceries, bills & recharges, while Flipkart Axis wins on food delivery & dining, travel & flights. Amazon Pay ICICI is cheaper to keep (lifetime free). Many people hold both: the two cards cover different categories, so using each where it earns most maximises your total rewards. Try the card finder with your own spends to see the exact difference.