10X reward points on dining, movies, groceries & departmental stores
1 point per ₹150 on other spends
Fee waived on ₹1 lakh yearly spend
1% fuel surcharge waiver
Approximate value back on every ₹100 you spend.
The SBI SimplySAVE Credit Card is worth it if you spend a lot on groceries (1.7%) and food delivery & dining (1.7%). The ₹499 annual fee is waived when you spend ₹1,00,000 a year (about ₹8,333 a month), so it's worth it if you'll hit that. It's less suitable if low value on other spends.
Featured in: Best Credit Cards for Food Delivery & Groceries
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹499 and the annual fee is ₹499 (plus GST). The annual fee is waived if you spend ₹1,00,000 or more in a year.
No. The SBI SimplySAVE Credit Card runs on Visa / Mastercard, and only RuPay credit cards can be linked to UPI.
No, the SBI SimplySAVE Credit Card doesn't include complimentary lounge access.
It's best for groceries & dining. Everyday SBI card with 10X points on dining, movies, groceries and departmental stores.
HDFC Bank
Axis Bank
HDFC Bank