SBI SimplyCLICK vs Amazon Pay ICICI
SBI SimplyCLICK is better for travel & flights, while Amazon Pay ICICI wins on online shopping, groceries, food delivery & dining. Amazon Pay ICICI is cheaper to keep (lifetime free).
SBI Card
SBI SimplyCLICK Credit Card
•••• 6955Visa / Mastercard
ICICI Bank
Amazon Pay ICICI Credit Card
•••• 7352Visa
| SBI SimplyCLICK Credit Card | Amazon Pay ICICI Credit Card | |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Visa / Mastercard | Visa |
| Best for | Online shopping on a budget | Amazon shoppers |
| Headline benefit | 10X online partners | 5% on Amazon |
| Joining fee | ₹499 | Free |
| Annual fee | ₹499 | Free |
| Fee waiver | ₹1,00,000 spend | Not needed |
| Works on UPI | No | No |
| Lounge access | None | None |
| Online shopping rewards | 2% | 4% |
| Groceries rewards | 0.25% | 2% |
| Food delivery & dining rewards | 1.25% | 2% |
| Fuel rewards | – | – |
| UPI scan & pay rewards | – | – |
| Bills & recharges rewards | 1.25% | 2% |
| Travel & flights rewards | 2.5% | 2% |
| Everything else rewards | 0.25% | 1% |
| Apply now | Apply now |
Choose SBI SimplyCLICK if…
- Only ₹499 fee, waived at ₹1 lakh
- Great for online shoppers
- Milestone vouchers add value
Watch out for
- Points are worth only ₹0.25 each
- Low rewards offline
- No lounge access
Choose Amazon Pay ICICI if…
- Lifetime free, so no fee to recover
- Rewards credited as Amazon Pay balance
- Great first card that's easy to get
Watch out for
- Best value only for Amazon Prime members
- Rewards usable only on Amazon
- No lounge access
Verdict
SBI SimplyCLICK is better for travel & flights, while Amazon Pay ICICI wins on online shopping, groceries, food delivery & dining. Amazon Pay ICICI is cheaper to keep (lifetime free). Many people hold both: the two cards cover different categories, so using each where it earns most maximises your total rewards. Try the card finder with your own spends to see the exact difference.