Swiggy HDFC: 10% cashback now needs ₹249+ orders
Swiggy transactions must be ₹249 or more to earn 10% cashback. The 5% and 1% categories are unchanged, and HDFC says the card isn't otherwise being devalued.
What changed in credit cards: April 2026
4 changes to Indian credit cards took effect in April 2026, including 4 devaluations. Here's what changed and which cards are affected.
Airtel Axis: lounge access removed, food & grocery 10% replaced
Complimentary lounge access was removed. The 10% cashback on Swiggy and BigBasket was replaced by capped partner-wallet credits on Zomato, Blinkit and District, and bill-payment caps now scale with your other spends.
Axis EDGE: Marriott Bonvoy, Accor and Qatar removed as transfer partners
Several popular transfer partners were removed, and new partners were added at a weaker 2:1 ratio (reported).
Cashback SBI Card: monthly cashback caps reduced
The monthly cashback cap was cut, with a lower sub-cap on 5% online spends (reported as ₹2,000 per statement; trackers report slightly different figures). Check SBI Card's latest terms.