HDFC Infinia: reward redemptions limited to 5 a month
Reward point redemptions are capped at 5 transactions per month across all partners (reported).
What changed in credit cards: February 2026
2 changes to Indian credit cards took effect in February 2026, including 2 devaluations. Here's what changed and which cards are affected.
Scapia: lounge access threshold raised to ₹20,000 a month
Unlimited domestic lounge access now needs ₹20,000 of spend in the month, up from ₹10,000.