What changed in credit cards: January 2026

2 changes to Indian credit cards took effect in January 2026, including 1 devaluation. Here's what changed and which cards are affected.

Updatesuper.money

super.money RuPay: 3% UPI cashback now tied to other spends

The ₹500 cashback cap was removed and other spends earn unlimited 1%. But 3% cashback on super.money UPI is now capped at whatever you earn from 1% spends in the same cycle (minimum ₹100), and transactions under ₹100 earn nothing.

Share with friends