ICICI Bank
ICICI HPCL Super Saver Credit Card
•••• 9734Visa
Visa

ICICI HPCL Super Saver Credit Card

by ICICI Bank · Updated October 2026

Up to 5% savings on HPCL fuel plus extra points on groceries and utility bills.

Best for HPCL fuel & essentials · Up to 5% at HPCL
Apply now

You'll apply on the official ICICI Bank page. We never ask for your details.

Joining fee₹500
Annual fee₹500
Fee waiver₹1,50,000 spend
Lounge accessDomestic (spend-based)
UPINo

Key benefits

01

Up to 5% savings on fuel at HPCL & HP Pay (incl. surcharge waiver)

02

Bonus points on groceries, departmental stores & utilities (capped)

03

2 points per ₹100 on other spends

04

Fee waived on ₹1.5 lakh yearly spend

Rewards by spend category

Approximate value back on every ₹100 you spend.

Fuel5%
Groceries3%
Bills & recharges3%
Online shopping0.5%
Food delivery & dining0.5%
Travel & flights0.5%
Everything else0.5%
UPI scan & pay–

Pros

  • Strong HPCL fuel savings
  • Extra rewards on daily essentials
  • Low fee

Cons

  • Fuel cashback capped (reported ₹200/month)
  • Some benefits limited from Feb 2026
  • Low base rewards

Is the ICICI HPCL Super Saver Credit Card worth it?

The ICICI HPCL Super Saver Credit Card is worth it if you spend a lot on fuel (5%) and groceries (3%). The ₹500 annual fee is waived when you spend ₹1,50,000 a year (about ₹12,500 a month), so it's worth it if you'll hit that. It's less suitable if fuel cashback capped (reported ₹200/month).

Featured in: Best Fuel Credit Cards in India · Best Credit Cards for Bill Payments & Recharges

Eligibility & documents

Age

21–60 years (salaried), up to 65 (self-employed)

Income

Regular income; the bank sets the minimum

Credit score

750+ gives the best approval chances

Documents

PAN, Aadhaar, and recent salary slips or ITR

How to apply

  1. Tap "Apply now"You'll be taken to the official ICICI Bank application page.
  2. Fill in your detailsPAN, income and address. Most applications take under 10 minutes.
  3. Complete KYCVideo KYC or Aadhaar e-KYC, depending on the issuer.
  4. Get your cardApproval usually takes 2–7 working days, and some cards are issued instantly.
Apply now

FAQs about ICICI HPCL Super Saver Credit Card

What is the annual fee of the ICICI HPCL Super Saver Credit Card?

The joining fee is ₹500 and the annual fee is ₹500 (plus GST). The annual fee is waived if you spend ₹1,50,000 or more in a year.

Can I use the ICICI HPCL Super Saver Credit Card on UPI?

No. The ICICI HPCL Super Saver Credit Card runs on Visa, and only RuPay credit cards can be linked to UPI.

Does the ICICI HPCL Super Saver Credit Card give airport lounge access?

Yes: Domestic (spend-based). Lounge rules can change, so check current terms with the issuer.

Who should get the ICICI HPCL Super Saver Credit Card?

It's best for hpcl fuel & essentials. Up to 5% savings on HPCL fuel plus extra points on groceries and utility bills.

Alternatives

Similar cards

ICICI HPCL Super Saver Credit Card₹500/yr · Up to 5% at HPCL
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