by ICICI Bank · Updated October 2026
ICICI's entry card with dining discounts, movie offers and steady reward points.
You'll apply on the official ICICI Bank page. We never ask for your details.
2 reward points per ₹100 on all spends except fuel
Up to 15% off at partner restaurants (Culinary Treats)
Movie ticket discounts
Domestic lounge access (spend-based)
Approximate value back on every ₹100 you spend.
The ICICI Coral Credit Card is worth it if you spend a lot on online shopping (0.5%) and groceries (0.5%). The ₹500 annual fee is waived when you spend ₹1,50,000 a year (about ₹12,500 a month), so it's worth it if you'll hit that. It's less suitable if low reward rate (~0.5%).
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹500 and the annual fee is ₹500 (plus GST). The annual fee is waived if you spend ₹1,50,000 or more in a year.
Yes. The ICICI Coral Credit Card is available on RuPay, so you can link it to UPI apps like GPay, PhonePe and Paytm and pay at any merchant QR code.
Yes: Domestic (spend-based). Lounge rules can change, so check current terms with the issuer.
It's best for entry-level all-rounder. ICICI's entry card with dining discounts, movie offers and steady reward points.
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