by HSBC India · Updated October 2026
Travel card with 4X points on flights and travel bookings, transferable to ~20 airline and hotel partners.
You'll apply on the official HSBC India page. We never ask for your details.
4X reward points on airlines, travel aggregators & forex
2X reward points on other eligible spends
6 domestic + 4 international lounge visits a year
Instant transfers to airline & hotel partners
Approximate value back on every ₹100 you spend.
The HSBC TravelOne Credit Card is worth it if you spend a lot on travel & flights (3%) and online shopping (1.5%). The ₹4,999 annual fee is waived when you spend ₹8,00,000 a year (about ₹66,667 a month), so it's worth it if you'll hit that. It's less suitable if 3.5% forex markup.
Featured in: Best Travel Credit Cards in India · Best Credit Cards with Airport Lounge Access · Best Reward Points Credit Cards in India
Compare: Axis Bank Atlas vs HSBC TravelOne
21–60 years (salaried), up to 65 (self-employed)
Regular income; the bank sets the minimum
750+ gives the best approval chances
PAN, Aadhaar, and recent salary slips or ITR
The joining fee is ₹4,999 and the annual fee is ₹4,999 (plus GST). The annual fee is waived if you spend ₹8,00,000 or more in a year.
No. The HSBC TravelOne Credit Card runs on Visa, and only RuPay credit cards can be linked to UPI.
Yes: 6 domestic + 4 international / year. Lounge rules can change, so check current terms with the issuer.
It's best for air miles & hotel points. Travel card with 4X points on flights and travel bookings, transferable to ~20 airline and hotel partners.
American Express
American Express
American Express