super.money RuPay vs Amazon Pay ICICI
super.money RuPay is better for upi scan & pay, while Amazon Pay ICICI wins on online shopping, groceries, food delivery & dining. Both have the same annual fee.
super.money
super.money RuPay Credit Card
•••• 6955RuPay
ICICI Bank
Amazon Pay ICICI Credit Card
•••• 7352Visa
| super.money RuPay Credit Card | Amazon Pay ICICI Credit Card | |
|---|---|---|
| Issuer | Axis Bank | ICICI Bank |
| Network | RuPay | Visa |
| Best for | UPI cashback | Amazon shoppers |
| Headline benefit | 3% on UPI | 5% on Amazon |
| Joining fee | Free | Free |
| Annual fee | Free | Free |
| Fee waiver | Not needed | Not needed |
| Works on UPI | Yes | No |
| Lounge access | None | None |
| Online shopping rewards | 1% | 4% |
| Groceries rewards | 1% | 2% |
| Food delivery & dining rewards | 1% | 2% |
| Fuel rewards | – | – |
| UPI scan & pay rewards | 2% | – |
| Bills & recharges rewards | 1% | 2% |
| Travel & flights rewards | 1% | 2% |
| Everything else rewards | 1% | 1% |
| Apply now | Apply now |
Choose super.money RuPay if…
- One of the highest UPI cashback rates
- Lifetime free
- Unlimited 1% on everything else
Watch out for
- 3% is capped by what you earn at 1%
- No cashback on transactions under ₹100
- Best rate only inside the super.money app
Choose Amazon Pay ICICI if…
- Lifetime free, so no fee to recover
- Rewards credited as Amazon Pay balance
- Great first card that's easy to get
Watch out for
- Best value only for Amazon Prime members
- Rewards usable only on Amazon
- No lounge access
Verdict
super.money RuPay is better for upi scan & pay, while Amazon Pay ICICI wins on online shopping, groceries, food delivery & dining. Both have the same annual fee. Many people hold both: the two cards cover different categories, so using each where it earns most maximises your total rewards. Try the card finder with your own spends to see the exact difference.